Worried About Foreclosure?
Your housing counselor can help you:
-
Understand the foreclosure process and review options to
avoid foreclosure - Review your income, living expenses and debt repayments
- Understand your options for managing the overdue mortgage
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Work with you and your lender to try to negotiate new terms for
your mortgage
Foreclosure Counseling
Are you facing or worried about potential foreclosure on your home mortgage? If you are behind or anticipate not being able to keep up with your house payments, we can work with you to try and find a debt solution that allows you to keep your home.
American Financial Solutions (AFS) is a HUD-approved housing counseling agency that offers assistance to clients in Washington State to help them remain homeowners.
In a confidential, one-on-one counseling session, our housing counselors will help you assess your situation – with respect to your home mortgage and other outstanding debt, inform you of options and work directly with your lender to try to find a debt solution that you can live with. Mortgage credit counseling sessions are offered free of charge.
Under the new Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance to reduce your monthly payments and help you keep your home.
Additional information on Mortgage Foreclosure and avoiding scams is provided by the Department of Housing and Urban Development.
Information
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